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Budgeting Apps & Tools

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YNAB — You Need A Budget
Budgeting software based on the envelope method. Give every dollar a job. On average, new users save $600 in their first two months.
ynab.com
Monarch Money

monarchmoney.com

Monarch Money — The modern way to manage your money
All your accounts in one place. Track spending, create budgets, monitor investments, and plan for financial goals collaboratively.
monarchmoney.com
Copilot Money — Your financial copilot
Beautiful iOS finance app with real-time transaction tracking, smart categorization, and clean visualizations of your spending.
copilot.money
Lunch Money

lunchmoney.app

Lunch Money — Delightfully Simple Personal Finance
Multicurrency personal finance and budgeting app. Clean interface, developer-friendly API, and thoughtful design by an indie developer.
lunchmoney.app
EveryDollar — Free Budget App
Dave Ramsey's zero-based budgeting tool. Simple drag-and-drop interface for planning every dollar of your income.
ramseysolutions.com
r/personalfinance Wiki
Community-maintained personal finance wiki. Prime directive flowchart, age-based advice, retirement planning, and debt management guides.
reddit.com
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